How Sezzle Works?

Shop Now, Pay Later

Split your purchase into interest-free payments with Sezzle

Sezzle provides a payment option where you can buy now and pay later.

When you place an order through Sezzle, our unique approvals system reviews your account to determine the repayment plan we can offer. In most cases, it's 25% of the order total due up-front (also called your "down payment" or "first installment"), with the remaining amount divided up across three more installments, each due two weeks apart. There is no interest on pay-in-4 orders for over 48,700 brands and no up-front or hidden fees as long as you pay off your installments on time.

Payment Plans that Work for You

Whether it's 4 payments over 6 weeks or monthly payments¹ for bigger ticket items, Sezzle gives you the flexibility that fits your needs.

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Pay in 2

Pay 50% at time of purchase, then 50% 2 weeks later. No interest.¹

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Pay in 4

Our traditional option splits your purchase total into 4 payments over 6 weeks. No interest.¹

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Pay Monthly

For larger purchases you can split between 3–48 months. Subject to approval.

Sezzle-It Online

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Join our ammo & firearms customers who use Sezzle.

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¹Subject to approval. A down payment may be required. For complete terms visit sezzle.com